Good dental health is just as important as your annual physical. According to the American Academy of Periodontology, dental diseases (if left unattended) can contribute to health issues like heart disease, stroke, pre-term birth, and diabetes. In fact, gum health is as good an indicator of heart disease as high cholesterol is!
Dental plans protect you from major dental expenses, and usually cover everything from preventive care, like exams and cleanings, to major care like root canals and dentures.
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Annual Maximum
The maximum dollar amount the dental plan will pay toward the cost of your dental care.
$1,500 per person/year
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Deductible
The amount you must pay out of pocket before the dental plan shares costs with you. Deductible may not apply to all services.
$50/Individual, $150/Family
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Preventive Services
A category of dental service that typically includes exams, routine cleanings, and some x-rays.
Plan pays 100%
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Basic Services
A category of dental service that typically includes fillings, root canals, periodontics, endodontics.
You pay 10% (after deductible)
Plan pays 90%
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Major Services
A category of dental service that typically includes anesthesia, dentures, implant services.
You pay 40% (after deductible)
Plan pays 60%
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Orthodontia Services
Not Covered
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Payroll Deduction
Employee only: $14.94
Family: $41.98
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Click To Download Plan Documents:
Dental Plan
Provider: Guardian
Plan ID# 00038705
Phone: 212-598-8000
Website: https://www.guardianlife.com/
Provider Finder:
Find a Dentist Near Me | Dental Insurance
Benefits & Resources
Life and AD&D Plan