Hospital indemnity insurance can cover some of the costs associated with a hospital stay, letting you focus on recovery.

Being hospitalized for illness or injury can happen to anyone, at any time. While medical insurance may cover hospital bills, it may not cover all the costs associated with a hospital stay. That’s where hospital indemnity coverage can help.

  • Benefit Overview

    Hospital Indemnity coverage through Guardian pays you a cash benefit to help with your expenses - your deductible or copays, transportation, groceries and more - if you or a covered family member is admitted to the hospital. The money is yours to use as you choose.

  • Covered Conditions

    Hospital Coverage - Accident
    Admission, Confinement, Inpatient Rehab

    Hospital Coverage - Sickness
    Admission, Confinement

    Lodging

  • Payroll Deduction

    Employee: $4.18

    Employee + Spouse: $8.49

    Employee + Child(ren): $6.54

    Family: $10.85

Voluntary Hospital Indemnity Low

Provider: Guardian

Plan ID# 00038705

Phone: 800-541-7846

Website: https://www.guardianlife.com/

  • Benefit Overview

    Hospital Indemnity coverage through Guardian pays you a cash benefit to help with your expenses - your deductible or copays, transportation, groceries and more - if you or a covered family member is admitted to the hospital. The money is yours to use as you choose.

  • Covered Conditions

    Hospital Coverage - Accident
    Admission, Confinement, Inpatient Rehab

    Hospital Coverage - Sickness
    Admission, Confinement

    Lodging

  • Payroll Deduction

    Employee: $7.82

    Employee + Spouse: $15.87

    Employee + Child(ren): $12.23

    Family: $20.29

Voluntary Hospital Indemnity High

Provider: Guardian

Plan ID# 00038705

Phone: 800-541-7846

Website: https://www.guardianlife.com/